November 30, 2025

Privacy Policy

Last Updated: [16 Nov 2025]

Welcome to SaveSmartGuide.com (“we,” “our,” “us”).
We value your privacy and are committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, and protect information from users in the United States who access our website and financial content.

By using SaveSmartGuide.com, you accept the practices described in this policy.

1. Information We Collect

1.1 Personal Information You Provide

We may collect personal information only when you voluntarily provide it, including:

  • Your name
  • Email address
  • Messages or comments submitted through forms
  • Newsletter signup details

We do not collect sensitive financial information like bank details, SSNs, or credit card numbers.

1.2 Automatically Collected Information

When you visit SaveSmartGuide.com (U.S. visitors included), we automatically collect:

  • IP address
  • Browser type
  • Device type (mobile, desktop, tablet)
  • Location (city/state, general—not precise GPS)
  • Pages viewed
  • Referral links
  • Time spent on each page
  • Click behavior on charts, calculators, and savings tools

This data helps us analyze website performance and understand how U.S. users interact with our finance/savings content.

1.3 Cookies & Tracking Technologies

We use cookies to:

  • Improve browsing experience
  • Remember preferences
  • Analyze traffic patterns
  • Personalize U.S.-based content and ads
  • Track usage of savings methods, charts, and financial tools

You may disable cookies through your browser settings at any time.

2. How We Use Your Information

We use information to:

2.1 Improve Financial Content for U.S. Users

  • Tailor savings tips and budgeting methods
  • Enhance charts, calculators, and financial tools
  • Understand U.S. financial interests and content engagement

2.2 Improve Website Performance

  • Optimize our website for American audiences
  • Fix technical issues
  • Monitor site analytics

2.3 Communication

  • Send newsletters (only if you opt in)
  • Respond to contact requests
  • Share updates, new savings guides, tools, and charts

We never sell your personal information.

3. Third-Party Services Used in the USA

SaveSmartGuide.com uses trusted U.S.-compatible third-party services:

3.1 Google Analytics

Used for tracking:

  • U.S. traffic behavior
  • Page performance
  • User engagement

3.2 Advertising Partners (e.g., Google AdSense)

Ads may be personalized based on:

  • Browsing behavior
  • Interests
  • U.S. regional data

3.3 Email Marketing Platforms

Used for:

  • Newsletter delivery
  • Informational updates

Each provider follows its own privacy policy.

4. Your Privacy Rights (USA Users)

Depending on your state (e.g., California, Virginia, Colorado), you may have rights like:

Under CCPA/CPRA (California Residents):

  • Right to know what data is collected
  • Right to request deletion
  • Right to opt out of data sharing
  • Right to correct inaccurate information

General U.S. User Rights:

  • Opt-out of emails anytime
  • Disable cookies
  • Request removal of your information

5. Data Security

We implement reasonable technical and administrative measures to protect your data from:

  • Unauthorized access
  • Misuse
  • Loss

However, no online platform can guarantee 100% security.

6. Children’s Privacy (COPPA Compliance)

SaveSmartGuide.com is intended for users aged 13 and above.
We do not knowingly collect data from children under 13.
If you believe a child has submitted information, contact us for immediate removal.

7. Financial Disclaimer (USA Compliance)

SaveSmartGuide.com provides:

  • Savings tips
  • Budgeting guidance
  • Charts and calculators
  • General personal finance education

We do not offer:

  • Professional financial advice
  • Legal advice
  • Investment or tax advice

All content is for informational and educational purposes only.

Always consult a certified financial advisor before making financial decisions.

8. Third-Party Links

Our content may link to:

  • Savings calculators
  • Bank resources
  • Finance blogs
  • Affiliate product listings

We are not responsible for the privacy practices, policies, or content of external websites.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time.
Updates will be posted on this page with a revised Last Updated date.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us:

📧 [kumarsushil150@gmail.com]
🌐 https://SaveSmartGuide.com