Last Updated: [16 Nov 2025]
Welcome to SaveSmartGuide.com (“Website,” “we,” “our,” or “us”).
By accessing or using our website, you agree to these Terms & Conditions.
If you do not agree, please stop using the Website.
1. Use of the Website
SaveSmartGuide.com provides general information about saving money, budgeting, financial tips, methods, and charts.
You agree to use the Website for lawful purposes only and in a way that does not harm the Website or other users.
2. No Financial or Legal Advice
All content on SaveSmartGuide.com is educational and informational only.
We do not provide:
- Financial advice
- Investment advice
- Legal advice
- Tax advice
- Professional consulting
Always consult a licensed financial advisor or professional before making financial decisions.
You use the information at your own risk.
3. Eligibility (USA)
Our content is designed for users in the United States.
You must be at least 18 years old to use this Website.
4. User Responsibilities
You agree:
- Not to misuse or attempt to damage the Website
- Not to copy, sell, or redistribute our content without permission
- Not to upload harmful code (malware, viruses, bots, etc.)
5. Intellectual Property Rights
All content on SaveSmartGuide.com—including text, charts, graphics, images, logos, design, and layout—is the property of SaveSmartGuide.com unless otherwise stated.
You may:
✔ View and read our content
✖ Not copy, republish, or redistribute it without written permission
6. Third-Party Links
Our Website may contain links to third-party websites, products, or services.
We do not control or endorse those third-party platforms and are not responsible for:
- Content
- Accuracy
- Privacy practices
- Activities on those sites
Use third-party links at your own discretion.
7. Affiliate Disclosure
SaveSmartGuide.com may participate in affiliate programs (such as Amazon Associates or finance products).
This means we may earn a commission if you click a link or make a purchase—at no extra cost to you.
We only recommend products we believe may be helpful for readers.
8. Limitation of Liability
To the fullest extent allowed under U.S. law:
- SaveSmartGuide.com is not responsible for financial losses, damages, or decisions made based on our content.
- The Website is provided “as is” without warranties of any kind.
You use our Website at your own risk.
9. Disclaimer of Warranties
We do not guarantee:
- 100% accuracy or completeness
- Uninterrupted or error-free website operation
- That the Website is free from viruses or harmful components
10. Changes to These Terms
We may update these Terms at any time.
When we do, we will revise the “Last Updated” date at the top.
Continued use of the Website means you accept the updated Terms.
11. Termination of Access
We reserve the right to suspend or block access to any user who violates these Terms or abuses the Website.
12. Governing Law – United States
These Terms are governed by the laws of the United States and the State of [Insert State, e.g., California/New York/Texas], without regard to conflict-of-law principles.
13. Contact Us
If you have questions about these Terms & Conditions, contact us:
📧 Email: [kumarsushil150@gmail.com]
🌐 Website: SaveSmartGuide.com